Economy

Belarusians increasingly take loans for purchases, not housing

According to the review of the National Bank, in the fourth quarter of 2025, the demand for consumer loans significantly increased in Belarus. People more often took out loans for the purchase of goods and services than for the acquisition of housing.

Illustrative image. Photo: freepik.com

Real estate lending also increased, but the growth rates were noticeably lower. The National Bank predicts that this trend is likely to continue in the near future.

In addition, there is an increase in the number of loans processed remotely — without a personal visit to the bank. In the fourth quarter of 2025, almost 39% of consumer loans were issued in this manner.

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